Some would say you would know then, how to Rob a Bank. That could have connotations of a sinister nature. And we wouldn't want that would we?

       Planning to MacRob Banks for Small Family Business "Start up" Capital:

      To do anything right, one needs a "Skill" to dream up a mental proposition. Then Management "Tactics" to consider and organise the proposition. Finally a "Strategy" to plan and conduct the enterprise.

      {Most people have some skills - walk, talk, listen, read, write, add up and think. Without these skills anything is difficult. Its called being a feral}

      Some families don't start a Small Family Business because they have the problem of no "Start up Capital". That's just a problem - not a worry - nor insurmountable.

      Problems have solutions. Worries don't have solutions. So, turn a worry into a problem and you will dream up a solution

      Sir Ernest Rutherford, the famous Kiwi Physicist, responsible for Nuclear Science said, "We don't have much money so we shall just have to think"

     If you can conceive it and believe it you can achieve it

      Dreaming awake requires a creative mind - not a critical or controlative mind - but a creative mind

     Planning requires thinking or better still, reasoning. The reason the old fashioned main stream Bank Robbers fail is because they have no "Strategy" - have not planned sufficiently to conduct the enterprise.  They have thus given Bank Robbery the bad name it has today - unlike the days of Robin Hood.

     In the movies, if a Bank is knocked off,  with the Bank Staff none the wiser, and better still - the Bank not being any the wiser - all the people cheer and hope the desperadoes get away.

        (Continued in Righthand Column)

  (Continued from left Column)

      But, better than Robbing Banks in the movies, is when everyone can do it who is able to dream, sit down and plan the heist - legally.

     That requires thinking. Henry Ford, the motor car man, once said "Thinking is the hardest work of all and that is why so few are prepared to do it".

     Are you prepared to think about MacRobbing a Bank? OK!

    Then here is Plan "A" for your consideration

     Plan "A":

    (1) Select the Bank as the Target  (This requires skill)

    (2) Draw the layout of the Target  (Use your skill)

    (3) Obtain tools for MacRobbing the Bank. (Tactics)

    (4) Learn to overcome Fear   (learn to play Croquet)

    (5) Execute Plan  (This requires "Strategy")

    (6) Check financial results.  (Skill)

    (1) Select the Target:

   Any Bank in your area or on the Gold Coast with Financial Investment products available will do.

    Ensure they have a Self Employed Superannuation Fund and other computerised Tax Deductible products such as "Viridian" and "Virtual" to go with your "Vampire" "Voyager" and "Vendetta".  

    Remember! A Bank MacRobber is in Business as a self employed (preferably in a Family Partnership) and may/will be required to pay Income Tax too - including Provisional Tax.

    NB. It is BBP (Bad Business Practice) to mess with the Australian Tax Office or the New Zealand Internal Revenue Office.

                     (Continued Left Column below)

        (1) Two Partners casually walk along the Street up to position [ 1 ] This should be directly opposite the front door of the Target Bank. The EV (Escape Vehicle) is in the "No Parking" slot.

         (2) The male Partner proceeds through the front door to position [ 2 ]. The other Partner positions herself at the ATM [ 3 ]. She can now observe her Partner dealing with the female Staff inside.

        (3) At position [ 2 ] the male Partner observes the female Staff members sitting at their computer consoles. He chooses the best looking of the Females for a bit of the Flirt Stuff. He advances to her CCIRP (Consultative, Commercial Inter-Relationship Position)

        (4) He will be asked by the chosen female "Consultant" to "State what he wants from a Bank" He turns to see if his Partner is watching. Unfortunately, she is. He simply asks for a few PETs and a few BAs and bypasses the Flirt Stuff.

        (5) The Consultant is confused and asks for clarification of "PETs and BAs".

       (6) The Potential Bank Robber (PBR) spells out "PET" - Periodic Electronic Transfer Form and "BA" - Banking Application Form

       (7) The Consultant may or may not know that these PETs and BAs are the needed tools for the MRB (MacRobbing the Bank). She asks "How many?" The PBR asks for six (if he is a KIWI he may ask for "sex" - hence the reason for choosing the best looking Consultant - just in case)

       (8) The Consultant then proceeds to the important LGK (Locker in which the Goodies are Kept) This is marked on the layout drawing. She selects the required BRTs (Bank Robbing Tools - PETs & BAs)

         NB. At no time has any Staff been injured or intimidated i.e. no crime has yet been committed.

        (9) The PBR puts the 12 BRTs (MacBank Robbing Tools - PETs and BAs) in his tucker bag and flees the scene.

       (10) Outside, the female Partner has already attacked the ATM. Naturally, she has taken as much ATM money as she can without the male Partner being any the wiser. This is an  OSCN - "Operational Situation Completely Normal"

      (Continued in Right Column this table)

(11) Both step into the EV (Escape Vehicle), previously positioned outside the Bank. They return to their hideout on the GC (Gold Coast) or home to fill in the PETs and BAs so obtained.

       Unfortunately a crime has been committed - the EV was parked in a No Parking Zone and ticketed.

       (12) The Partners now have to learn to operate the BRTs (MacBank Robbing Tools)                               

       (see (5) Execute Plan)

                   Take a Break!

  MacRobbing Banks is hard work just to plan.

          Learn to Overcome Fear: (by learning to compete in ProAm Croquet)

          Fear is the greatest impediment to any plan and it's execution (Strategy) - particularly Bank MacRobbery. It is the reason many Australians are poor. They  will eventually have to be looked after by some form of welfare.

           Croquet teaches how to evaluate Risk and overcome Fear - besides stressing that to loose is just a part of the "learning to win" process.

         And ProAm is played by both Ladies and Gentlemen. This mitigates any advantage one sex might have over the other. Otherwise, it may cause Fear of one person of another - or did you know that?

         Croquet should also help overcome the Fear of progress - particularly in the modern method of Robbing MacBanks with Computers and using the Internet.

        Plan "B"

        (1)     Fill in the BAs (Banking Applications) for all Members of the Family. If it is the average Australian Business Family (of 5) you will need all six (Kiwi sex) BAs

        (2)    Don't forget your 100 points of ID (Identification)    for each Bank Account.

        (3)    Some more information may be required. This includes such trifles as TFNs (Tax File Numbers) ABN (Australian Business Number) These are obtained from the ATO (Australian Tax Office) if you ask nicely.

        (4)    A Partnership Tax File Number (the 6th A/C) is obtained by filing a Partnership TFN Application along with a Partnership Agreement. A basic Partnership Agreement can be surfed at our Business Directory. It is available with the comprehensive Business Plans at the Tax Deductible Seminar.

        (5)    Once each member of the Small Business Family and the Partnership has a Banking Account it would be time to put the PET Vampires into action.

        (6)    File the Periodic Electronic Transfers. The Bank's Computer does the work producing Bank Paper (Accounts' Balance Sheets)

        (7)     Simplified, the PETs transfer (for example) $300 per week through each person's Bank Account once or twice. Then through the Partnership Account a few times.

        (8)    This leaves Electronic Money footprints behind in both Debit and Credit columns of each Family Member's Bank Account Balance Sheet.

       The total amount Banked from outside the Business is only $300 per week or $15,000 per year. This is provided by the PAYG Income Earner - Spouse who will not give up his/her day job. Yet!

         The total amount of money that can be Accounted for by the Partnership and the Partners' children thereof, is about $300,000 per year.

            (Continued in Right Hand Column)

         Consider Please!

          You have not borrowed this $300,000/annum so you don't have to pay it back to the Bank. They cannot charge you Interest. Banks don't give money away (except to their  Strategy Planning, Problem Solving, Executives) so you must have dudded the Bank.

          You have in fact MacRobbed the Bank.  Wow!

          One for the good guys!

         The Bank is allowed a Leverage of about 10 to 1 by the Reserve Bank. The Leverage of smart customers can be almost unlimited.

           Leverage is when you have $100 but can use $1,000 of the Banks' money

         The cost of installing each PET is about $1. Each account might have 10 free EMFP/Ms (Electronic Footprints per Month) so the cost is very little.

          In some cases, it is better to use one Bank for the "PET Vampire Computer Program" and another Bank for REAL money.

          It must be remembered that the average Australian Business Family has approximately $75,000 of non Taxable Income as an option. This  amount must be able to be Accounted for, for that non Taxable Income to be an option.

         {Note Well! The ATO does not accept my IOUs (I Owe you) as a valid form of Accounting. So it is unlikely for the friendly ATO to accept yours}

         However, there is no better Accountability than the Bank Statements you have just created.

        So thank your local Bank for being so generous as to allow you to plunder their EMFPs (Electronic Money Footprints)

        (Continued in Left Column below)

Execute Plan "C"

      When June 30th comes around each year you would, if using the PET VAMPIRE Bank MacRobbing method, have a heap of Business Debits and Credits in your Bank Statements for which an Itemised Account must be made to protect the record.

        This is only to satisfy the ATO Australian Taxation Office (which, in other Countries, would be called the IRO "Internal Revenue Office" - in New Zealand Inland Revenue Department (IRD)

       If you have a Bookkeeper (Accountant) he/she will have to be told what each Transaction is so he/she can put it into a "Book of Account".

       As you have children to afford the $75,000 of non-Taxable Income would it not be better to let the kids do some homework on your Books. Saves you the cost of the Bookkeeper and affords you at least $12,000 of Electronic Footprints.

           Continued next (right) Column. Scroll Up

          The Code is available at one of our Tax Deductible Seminars on the Gold Coast or Wanaka,  South Island of New Zealand.

          Otherwise, how else would we get you here.

          Learning to Tax Plan at four hours a day takes about three weeks. Time over to allow you to learn to play business with computers. 

          At the same time you would create a biiiig Business Plan with all the bells and whistles.

          But there is more. You will learn about "Technique - "Tactics" - and "Strategy" from playing (or learning to play) ProAm Croquet. If you don't manager your affairs with "Tactics" and learn "Strategy" to plan and conduct the enterprise you have failed to plan.

          You  have therefore, planed to fail.

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